Category: Insurance Tips

What product liability really covers when a Nerf arena pro shop sells foam darts, where the five coverage gaps open, and how to close them before a claim.

Peer-reviewed NEISS data shows archery is one of the safest sports to insure: about 4,300 ER visits a year, zero hospital admissions, mostly minor cuts.

A foam dart to the eye is the most likely serious claim at a nerf arena. Whether your insurance pays depends on one exclusion most operators never read.

Indoor and outdoor gun ranges look like one class to a generalist. They are not. See the coverage and premium differences, and how to insure each.

An unintentional discharge at your range triggers a claim your general liability may not cover. Here is what changes, what to do, and how to insure it.

Is axe throwing insurance more expensive than gun range coverage? Real premium ranges side by side, what drives each number, and when alcohol flips it.

Commercial axe throwing has almost no injury data. What WATL and public records show: the sport rates low-risk, and alcohol drives the insurance cost.

What axe throwing insurance really costs in 2026-2027: honest premium ranges, the three drivers that move your rate, and how to get an accurate quote.

Airsoft injury data by the numbers: ER eye-injury rates, the FPS where a 6mm BB can penetrate the eye, and the eyewear standards underwriters expect.

GellyBall injury and incident data for parents and operators: what the gel-blaster eye-injury studies show, the real risks, and how to run a field safely.