General Liability Insurance is the foundation of every action sports insurance program. But for businesses where participants are actively engaged in the activity - not just visitors on your premises - standard General Liability Insurance has critical gaps. Most generic policies contain participant exclusions that leave your highest-risk exposure completely uncovered. Our specialty General Liability programs are designed around the real exposures of action sports operations, including participant activity, spectator liability, and premises risks that standard carriers routinely exclude or price out of reach.
What's Covered
- Third-party bodily injury on your premises
- Property damage caused by your operations
- Personal and advertising injury
- Legal defense costs (even for groundless claims)
- Medical payments to injured parties
- Products and completed operations
For action sports, entertainment venues, and mobile operated businesses - standard General Liability Insurance policies often exclude participant injuries. Our programs include Participant Injury Insurance coverage — critical for your business.
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