Coverages

General Liability

Coverage protects you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.

Excess/Umbrella Liability

Coverage provides limits that exceed the underlying liability policy – meaning, it provides higher limits on top of the existing policy.

Business Interruption

Coverage is a type of insurance that covers the loss of income that a business suffers after a disaster.  The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.

Property Insurance

Covers damage to your business property.

Inland Marine

Covers property in transit, portable, or bearing some relationship to transportation or communication.

Product Liability

Covers the legal and court costs of defending any claims of bodily injury, property damage, or financial losses caused by your product.

Business Owner Policy

Combines protection for all major property and liability risks in one insurance package.  This type of policy assembles the basic coverages required by a business owner in one bundle.

Commercial Auto

Insurance is liability and physical damage protection for vehicles (such as cars, tracks and vans) that are used for business.

Accident and Health

Insurance coverage provides medical limits up to $50,000 (deductible options available) to cover medical and out-of-pocket costs that may be incurred after an accidental injury at your business.  This may include emergency treatment, hospital stays, medical exams and other expenses.

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