How to Handle an Injury Claim at Your Action-Sports Venue: The First 24 Hours
An injury just happened at your venue. What you do in the first 24 hours decides how the claim goes. Here is the step-by-step, and what not to do.
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Participant Injury vs General Liability: The Coverage Gap at Every Action-Sports Venue
Your general liability policy covers the bystander. It excludes the customer who paid to participate. Here is the gap, and the coverage that closes it.
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Do Waivers Replace Insurance? What Really Holds at an Action-Sports Venue
A waiver is a defense. Insurance is what pays. Here is where waivers really hold, where they fail, and why action-sports venues need both.
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Why Your Paintball Field's GL Policy Probably Has Gaps
Most paintball fields have general liability. Most are still underinsured in four specific places. Here is where the gaps are and how to close them.
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GellyBall Insurance: Why It Should Not Be Priced Like Paintball
Half of carriers write GellyBall up as paintball and charge paintball rates. Here is the risk difference, the right policy language, and what it costs.
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The Sub-Limit Trap: How an FEC Policy Pays $100K When the Claim Is $425K
An FEC owner had $1M in coverage. The policy paid $100K. The difference, $325K, came out of his pocket. Here is where sub-limits hide and how to find them.
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Airsoft vs Paintball Insurance: Where the Premium Difference Comes From
Airsoft and paintball look like the same business to an underwriter. They are not. Here is the risk and cost difference, and how to insure both.
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The Action-Sports Coverage Gaps a Generalist Agent Will Miss
A generalist agent has never read the one exclusion form that decides if your action-sports business is insured. Here are the five gaps it leaves.
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Seasonal Operations: How to Stop Paying for Year-Round Coverage You Do Not Use
Corn mazes, haunted houses, and pumpkin patches operate two months a year. Most of their insurance bills for twelve. Here is how to structure it right.
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