Inland Marine insurance covers property that moves - equipment transported to events, gear stored off-premises, tools and technology in transit. For action sports businesses that travel for events, operate mobile setups, or regularly move equipment between locations, standard property insurance won't cover losses that occur away from your primary address. Inland Marine fills that gap with scheduled or blanket coverage for equipment wherever it goes.
What's Covered
- Equipment transported to off-site events
- Specialized gear on rented/borrowed premises
- Tools and equipment in company vehicles
- Mobile operation equipment (trailers, generators)
- Electronic equipment and cameras
- Customer goods in your care, custody, and control
Standard property policies cover your stuff at your address. If your equipment leaves the building — for an event, a demo, or mobile operation — you may have zero coverage without inland marine.
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