Your facility, your equipment, and your inventory are the assets that make your business run. A fire, theft, vandalism, or covered weather event can shut you down overnight. Property insurance for action sports businesses needs to account for specialized equipment - inflatables, lanes, targets, vehicles, safety gear - that standard commercial property policies often undervalue or exclude. We place coverage that reflects the actual replacement cost of your specific assets, not a generic square-footage estimate.
What's Covered
- Building (owned or leased improvements)
- Business personal property and equipment
- Specialized gear, paint, ammo, and supplies
- Electronic equipment and point-of-sale systems
- Signs, fencing, and outdoor fixtures
- Business income (lost revenue during repairs)
Action sports equipment — markers, tanks, vests, vehicles, tracks — requires specialized valuation. We ensure you're covered for replacement cost, not depreciated value.
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