General Liability is the foundation of every action sports insurance program. But for businesses where participants are actively engaged in the activity - not just visitors on your premises - standard GL has critical gaps. Most generic policies contain participant exclusions that leave your highest-risk exposure completely uncovered. Our specialty GL programs are designed around the real exposures of action sports operations, including participant activity, spectator liability, and premises risks that standard carriers routinely exclude or price out of reach.
What's Covered
- Third-party bodily injury on your premises
- Property damage caused by your operations
- Personal and advertising injury
- Legal defense costs (even for groundless claims)
- Medical payments to injured parties
- Products and completed operations
For action sports and entertainment venues, standard GL policies often exclude participant injuries. Our programs include participant injury coverage — critical for your business.
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