Traditional, glow-in-the-dark, and adventure courses.
Miniature Golf facilities are among the more straightforward specialty recreation risks - but straightforward doesn't mean standard commercial insurance is appropriate. Premises liability for a course with varied terrain, equipment coverage for course fixtures and features, and participant injury for a high-turnover activity all factor into proper coverage. We place miniature golf coverage with carriers who write specialty recreation accounts and understand the real loss profile of this class of business.
